The final application consists of the lender ensuring there are no changes to the borrower’s financial situation such as employment, verifying funds to close, and confirming all contingencies of the approval have been met. Your lender will contact you if they need any other information to finalize your application.
Home Buying Guide
This guide will show you the 11-step process of buying a home so you know what to expect.
Let's Get Started
Prepare Yourself Financially
Write an offer
Schedule home inspection
Secure homeowner’s insurance
Once contingencies have been cleared and a closing date has been selected a homeowner’s policy can be issued effective the day of closing.
Receive closing documents/information
Final walk through
This is typically done the day of or the day before closing – final viewing of the property to ensure condition has not changed.
You made it! It’s finally time to enjoy your new home. Congratulations on taking this step in life.
Contact a Local Mortgage Specialist