The final application consists of the lender ensuring there are no changes to the borrower’s financial situation such as employment, verifying funds to close, and confirming all contingencies of the approval have been met. Your lender will contact you if they need any other information to finalize your application.
Home Buying Guide
This guide will show you the 11-step process of buying a home so you know what to expect.
Let's Get Started
STEP 1
Prepare Yourself Financially


STEP 4
Write an offer
STEP 6
Schedule home inspection

STEP 8
Secure homeowner’s insurance
Once contingencies have been cleared and a closing date has been selected a homeowner’s policy can be issued effective the day of closing.
STEP 9
Receive closing documents/information




STEP 10
Final walk through
This is typically done the day of or the day before closing – final viewing of the property to ensure condition has not changed.
STEP 11
Attend Closing
You made it! It’s finally time to enjoy your new home. Congratulations on taking this step in life.
Contact a Local Mortgage Specialist
